Business Credit Basics

Separate personal and business records while building a documented business profile.

Key areas to review

Business entity records
EIN and bank account
Vendor terms
Payment history
Personal guarantees

Use accurate documentation

Keep copies of statements, letters, screenshots, notices, and delivery records. Do not alter documents or dispute information you know is accurate.

Educational note: Laws, reporting practices, and account details vary. Use official resources and qualified professionals for advice about your specific situation.