Official resources
Use trusted sources when accuracy matters.
These links lead to government agencies or federally authorized resources. A+ Credit Education Center is not affiliated with them.
ACR
AnnualCreditReport.com
Request free reports from Equifax, Experian, and TransUnion.
Visit official site →FTCIdentityTheft.gov
Create an identity-theft report and recovery plan.
Visit official site →CFPBConsumer Complaint
Submit a complaint about credit reporting or financial services.
Visit official site →OPTOptOutPrescreen
Manage prescreened credit and insurance offers.
Visit official site →FSAFederal Student Aid
Review federal student-loan information and official options.
Visit official site →LAWConsumer Rights Overview
Understand key credit reporting and credit-repair rights.
Read overview →