Official and educational resources

Start with trusted sources.

Use government and federally authorized websites when requesting reports, reporting identity theft, disputing possible errors, or filing complaints.

AnnualCreditReport.com

Federally authorized source for free credit reports.

Consumer Financial Protection Bureau

Credit report, score, debt collection, mortgage, and complaint resources.

IdentityTheft.gov

Federal identity-theft reporting and recovery plans.

Federal Trade Commission

Consumer protection and credit-repair law resources.

Texas Finance Code Chapter 393

Official Texas statute for credit services organizations.