Credit Education FAQ
Does this site provide credit repair?
No. It offers free education and planning tools. Paid credit-repair services and report collection are unavailable.
Can you get me to an 800 score?
No. Many scoring models exist, and no exact score, improvement, or timeframe can be promised.
Can I dispute errors myself?
Yes. Dispute suspected inaccuracies directly with the credit bureaus and furnishers at no charge.
How do I get my reports?
Use AnnualCreditReport.com. Never send us your bureau password or an unredacted report.